Put your crypto to work. Earn passive income with flexible savings, fixed-term deposits, on-chain staking, and curated DeFi vaults. Withdraw anytime from flexible products.
Four product types to match every risk appetite and time horizon. All rewards are distributed daily.
Estimate your earnings over time with compound interest.
Deposit and withdraw anytime. Earn interest daily on your idle crypto balances. No lock-up period required.
Lock your crypto for 30, 60, or 90 days for higher APY. Principal and interest returned at maturity.
Stake PoS assets directly through Exbit. We handle the validator infrastructure. Rewards auto-compound.
Curated, audited DeFi strategies. Higher yields with managed risk. Auto-rebalancing and harvest optimization.
From flexible savings to principal-protected structured notes. Pick the risk and lock period that fits your horizon.
Deposit, earn, withdraw anytime. Rewards accrue daily, paid to your spot wallet. Min: $10.
Secure L1 networks and earn validator rewards. 14 chains supported. Min: 1 token.
Stake EXB or BNB, farm the next listed token for 14-30 days. Min: 0.1 EXB.
Auto-compound across DeFi strategies, audited and insured. Min: $50.
Structured product: commit at a strike, settle in one of two assets. Min: $100.
Provide liquidity to Exbit DEX pools, earn trading fees + EXB bonus. Min: $25.
Non-custodial deposits into audited lending protocols. You keep the keys. Min: $10.
Capped upside, 100% principal guarantee at maturity. 30/90 days. Min: $500.
Top-15 assets and products by AUM. Rates refresh hourly. Flex APYs float with utilization; fixed-term rates lock at subscription.
APYs shown are indicative, updated at 00:00 UTC. Flex rates adjust hourly based on borrow-side demand.
Only on Principal-Protected Notes, where we guarantee 100% return of principal at maturity. Every other earn product carries market and/or counterparty risk: Simple Earn and Fixed lend to institutional borrowers (over-collateralized, insured up to $250M); Staking carries slashing risk (we insure it); Yield Vaults carry smart-contract risk (audited). We disclose the risk profile on every product page.
Simple Earn Flex accrues daily and pays daily. Fixed pays at maturity along with principal. Staking follows each network's schedule (ETH/SOL daily, DOT/ATOM per era ~24-48h). EXB Flex accrues continuously, visible second by second. Launchpool rewards drip hourly over the 14-30 day farming window.
Flex products: yes, instantly, no fee. Fixed-term: yes, with a 0.5-1.0% early-exit fee that covers the cost of unwinding our borrow-side commitments. On-chain staking respects the network's unbonding period (1-28 days depending on chain); for ETH and SOL we offer liquid staking tokens (exETH, exSOL) that trade instantly while your stake unbonds.
Depends on the product. Fixed-term products lock the APY at subscription — what you see is exactly what you get. Simple Earn Flex and Yield Vaults are floating: rates adjust hourly based on borrow demand or underlying strategy returns. Staking yields drift with network issuance and validator performance.
Staking directly secures a blockchain network (PoS) — your rewards come from network issuance and transaction fees. It works only on specific L1 assets (ETH, SOL, DOT, ATOM, etc.) and has unbonding periods. Simple Earn is a lending product — we lend your crypto to over-collateralized institutional borrowers and pass back the interest. It works on any asset (including BTC, USDT), has no unbonding, and rates reflect credit demand rather than network economics.
Simple Earn and Staking are available in 150+ countries. Dual Investment and Structured Notes require enhanced verification and are restricted in the US, Canada, and OFAC-sanctioned jurisdictions. Yield Vaults (which interact with DeFi) are blocked in the US and UK. You'll see only the products you're eligible for in your Exbit dashboard based on your verified residency.
Start earning passive income today. Deposit as little as $10 and watch your portfolio grow with daily rewards.